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Use your eyes, your fingers, a free Android app and your common sense to cut your fraud risk, but nothing is foolproof. -- If you have a Citi Hilton Visa card, is it worth keeping it when it switches to American Express? (See Citi Hilton card changes)Dan Ariely Q&A: Make saving, not spending, more visible -- Dan Ariely, co-author of "Dollars and Sense: How We Misthink Money and How to Spend Smarter," offers tips to minimize irrational money moves. (See Dan Ariely Q&A)Infographic: Store card applications surge around the holidays -- The average number of cards jumps almost 50 percent in November and December, a Trans Union study finds. (See Retail card applications surge)Earn 40,000 bonus points with the Southwest Rapid Rewards cards -- If you’re looking for a good way to stock up on airline rewards to get closer to a free flight, the Southwest Rapid Rewards Plus and Southwest Rapid Rewards Premier cards from Chase may be your answer. (See Airline rewards)How long can a payment processor hold funds from my business?

-- If payment processors are holding on to funds to investigate transactions, there are some best practices to make the system smoother ...

To always keep them in good shape, pay bills on time and keep a low balance. (See Differences between credit scores)Rate survey: Average card APR holds steady at 16.15 percent -- Dec. podcast: Living with intent -- Daughter of acclaimed self-help expert, Deepak Chopra, Mallika Chopra has her own guide for those of us wanting to find focus and intent as we journey towards financial freedom ...

6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the Credit Weekly Credit Card Rate Report. (See Podcast on living with intent)Applying for a 2nd credit card: How long do I wait?

(See Save money in 2018)Hawaiian Airlines offers 50,000 bonus miles for a limited time -- The Hawaiian Airlines World Elite Mastercard is temporarily offering new cardholders a sign-up bonus of 50,000 miles after making ,000 in purchases in the first three months - an increase of 15,000 miles. A closer look at the cards, though, reveals some subtle differences. (See Paying adult children's debts)Can I get refund for suspicious card charges 1 year later?

-- If you catch unauthorized card charges after a year, your bank might help you. (See Holiday spending and credit cards)Chase Sapphire Preferred vs. - Credit -- The Chase Sapphire Preferred card and the Capital One Venture card offer some of the finest travel benefits you can get on a mid-tier rewards card – especially in the first year.

-- Credit scores and reports vary constantly due to frequent updates.

(See Disney credit cards)Balance transfer: the best way to pay down card debt?

-- If you’re committed to paying down any lingering card debt, here’s how to tell if a balance transfer will be a cost-effective approach. (See Balance transfer)Infographic: Hiccups at register slow mobile pay adoption -- Mobile payment usage is actually down compared to this time in 2016, new research shows ...

-- Issuers want to see at least six months of responsible repayment activity before approving you for another card. (See Credit history)Multilevel marketing: How selling your way out of debt can sink you deeper -- Think companies such as Herbalife, Lu La Roe and Advo Care can dissolve your card debt?

If you're not careful, you might end up owing even more. (See Multilevel marketing and card debt)Best Hotel Credit Cards of 2017 | Credit -- Our panel of experts weighs in on the best card to rack up hotel rewards points. (See Best hotel cards)Discover to drop 5 benefits for shoppers, travelers -- Extended warranties and backup car insurance are among the rarely used benefits on the chopping block -- but not price protection or security measures. (See Discover to cut some card benefits)Is a Disney credit card worthwhile?

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